Finance Partner Proposal - Retail Profit Path

Finance Partner Proposal

Retail Profit Path: Embedded Finance for Retail & Supply Chain Growth

1. Overview

Retail Profit Path is a platform designed to help manufacturers, suppliers, and retailers scale through better product validation, integration, fulfilment, and cash flow systems.

We work directly with:

  • UK manufacturers and suppliers
  • Retail buyers and onboarding teams
  • Dropship and distribution networks

Our core focus is removing friction across the supply chain — and one of the biggest constraints we consistently see is access to working capital and structured finance.

2. The Opportunity

Across our network, suppliers and retailers face recurring challenges:

Their Challenges

  • Funding initial production runs
  • Bridging 30–90 day payment terms
  • Scaling stock without overexposure
  • Managing cash flow during rapid growth

Current State

  • Using suboptimal finance solutions
  • Unaware of better funding options
  • Delaying growth due to cash constraints
Result: This creates a consistent, high-intent demand for finance.

3. Our Position in the Market

Retail Profit Path sits at a critical point in the supply chain:

  • At supplier onboarding
  • During retail listing and expansion
  • Across fulfilment and transaction cycles

This Gives Us:

  1. Early visibility of funding needs
  2. Access to verified, trading businesses
  3. Insight into performance and growth signals

4. What We're Proposing

We are looking to partner with finance providers to deliver Embedded Finance Solutions integrated into our platform and onboarding process, including:

  • Working capital loans
  • Invoice finance / factoring
  • Stock and inventory finance
  • Trade finance solutions

5. How It Works

Identification

We identify finance needs during:

  • Supplier onboarding
  • Growth planning
  • Retail expansion

Qualification

We pre-qualify businesses using:

  • Trading history
  • Retail relationships
  • Product performance
  • Operational readiness

Introduction

Warm, structured introductions to finance partners.

Conversion

Partner handles underwriting and funding.

6. Why Partner With Us

High-Quality Deal Flow

  • Pre-qualified businesses
  • Real trading demand (not cold leads)
  • Growth-stage companies

Context-Rich Introductions

  • What they're funding
  • Where they are in growth
  • Who they're supplying

Embedded Distribution

  • Supplier onboarding
  • Retail readiness assessments
  • Growth planning
Scalable Pipeline: As we expand with more suppliers onboarded, more retailers engaged, and more finance demand generated.

7. Commercial Structure

We are open to structuring partnerships in the following ways:

Option A

Referral Model

  • Fixed fee per funded deal
  • % commission on loan value

Option B

Revenue Share

  • Ongoing participation in funded agreements
  • Tiered based on volume

Option C

Embedded Partnership

  • Branded or white-labelled finance offering
  • Integrated into platform experience

8. Example Use Cases

Supplier onboarding into major retailer → needs £100k–£500k for stock

Manufacturer scaling production → requires working capital

Dropship supplier expanding catalogue → needs funding for growth

Retailer expanding categories → supplier finance needed to support

9. Long-Term Vision

We are building toward a finance-enabled supply chain ecosystem with data-driven funding decisions using:

  • Sales velocity
  • Retail performance
  • Fulfilment reliability

This creates opportunities for:

  • Better underwriting
  • Lower risk
  • Higher conversion rates

10. Next Steps

We're looking to partner with finance providers who:

  • Understand SME and supply chain funding
  • Can move quickly on opportunities
  • Want consistent, high-quality deal flow
Next step: Intro call to align on target deal types, funding ranges, and commercial terms.

11. Closing Position

Most suppliers don't fail due to lack of demand — they fail due to lack of cash at the point of growth.

We sit at that exact moment.


This partnership allows you to:

  • ✓ Access that demand early
  • ✓ Convert it efficiently
  • ✓ Scale with us as the network grows